No Lie but Sit

Energetic Baby

Everyone sleep but not hazel.

Kicking Legs

就是不好好座

美國企業名人簡介之一

生活媒體女王瑪莎、史都華

Sofa Pal

New Playground

笑到眼睛不見

Chair Model

Combi Sogo Costco Hola

O Solo Mio

Last Sunday, we all went to Macaroni Grill.
Hazel concentrated on every live opera singing.

Newlywed -> Parents

We should be consider as newlywed since we only marry for one and half year.
However, we don't enjoy much the sweetiness of the marriage life.
As a mother makes me change to be vary emotional and depressed.
It might be better if Hazel could join us one year later that Fred and I can live the "couple" life.
Having a baby really is a big responsibility that makes both of us hard to breath the air of freedom sometimes.
I really question why people would like to have a baby to save their marriage life.
In our case, the baby just make our life with the intensity of pressure.
Loving two of each other is easy. It is difficult to love each if it consider of taking care of the baby.

Understanding Baby

F and I have a guarrel about the house and family finance.
At the end, we both are really mad at each other.
However, hazel seems to realize the unhappy parents.
She keeps on smiling and laughing at me.
Hazel looks so cute that makes me felt it is so silly in upsetting.
I wonder if hazel like ease the unhappy atsmophere.

New Toy -Comfort Chair

This baby comfort chair is only good for baby under 11.5kgs.
Now, Hazel is already 9kgs.

New Schedual

8:30 am. Breakfast
(a nape)
12:30 Lunch (Milk w/egg yolk)
3:00 Shower
4:oo pm. Dinner
(no nape)
6:00 pm. Home
(a nape)
8:30 Good Night Milk
9:30 Sleeping Time

Tigger

龐克Baby

Since her hair is too long covering her eyes, we usually tie it up. After we taking off her bun, she look like a ponk baby .

Just home less than one month

Inflation eats all the saving

我們投資基金股票或經營企業，最重要的就是讓獲利率能隨通貨膨脹而調整

Sleeping Angel

Hazel is so cute when she just fall asleep. Can help taking the pitures down.

Another Posture in Drinking

Naughty hazel is no longer like to have milk in arms.

Heart Breaking

I am sorry not pay attention to hazel that she fall from the sofa yesterday.
As long as I recall the cry she had made my heart breaking.
I shall not ever put her at place with risk falling down.

針對不同年齡小孩 透過生活瑣事 建立數字觀與正確用錢觀

會 爬階梯時，陪小孩數數，做家事給予額外獎金等，都可以提升子女的理財觀。銀行建議，不同年齡的小孩，家長都可以運用生活情境，建立正確用錢觀念，免得長大變成卡奴，讓家長擔心一輩子。
學齡前的小小朋友，可能還搞不清楚金錢是什麼，中國信託財富管理建議，家有學齡前子女，可透過生活瑣事，先建立數字觀念，才能體會金錢效用。像是在爬階梯的時候，跟小朋友一起數數，增加數字概念，回到家接到電費、水費帳單時，也可以告訴小朋友，如果隨手關燈、關水，帳單數字就會減少，媽媽省下的錢，可以幫小朋友再買更多玩具。
上了小學的小朋友，就要特別注意了。花旗消費金融總經理管國霖就認為，國小階段是進行「理財教育」的最佳時機。中信銀建議，此時就可以培養子女記帳的習慣，讓子女也能有金錢分配的概念，像是帶著小朋友到量販店、超商採購家庭用品後，回到家記帳時，就可以讓小朋友參與。中信銀認為，國小階段的子女，就可以開始定期給予零用錢花費，並要求子女紀錄資金流向。另外，隨著子女長大，也可以利用鼓勵子女做家事時，給予額外獎金，讓子女了解每分錢得來不易。
美國電視節目有一個理財節目主持人蘇西歐曼曾說，小孩如果吵著買玩具，父母可以看玩具多少錢，就給他等值的金錢，哄他說存下來以後可以買更貴的，久而久之小孩就會感受到累積金錢的速度。摩根富林明投顧也認為，透過分階段儲蓄來購買原無法負擔金額的商品，有助於提高金錢觀。中信銀認為，小學生就需要具備儲蓄觀念，以備不時之需。進入國中的子女，逐漸成熟也逐漸有自己的生活圈，中信銀建議，可以陪著子女真實規劃投資理財，或是利用父母到銀行借貸或理財的機會，帶著小孩「見習」，體驗存錢與借錢利率的差別。保誠人壽也認為，上了國中、高中的孩子，金錢觀念已接近獨立自主，已經可以教導小孩看股價變化、基金淨值變動等，培養孩子對於金錢增減的感受。
***In additional, we don't have lots spare money. Hazel might no need to learn so much but just used to the life with little money.

Valentine's Hazel

GODIVA vs. Hazel

Learning by Reading

股市是眾人心理面的反應
http://www.iblog.idv.tw/archives/55

Double Chin

Hope that is just baby fat~
We are not looking for her to be a model.
At least , we are not like to have fat daughter.

However, she is so lovable!!!

Embarrassed Look

before after
Hazel must feel embarrassed for her funny hair style.

A Milking Posture

Hazel like to play even when she is having meals.
She would look aroud and move the body around.
Gramma cannot help saying hazel scratchs her hand by her fingure nails during the meals.
Yesterday, she even like to have the milk as doggy.
In the picture, we can see she is really a tall baby.

How to make the most of job interviews

If the question of salary is thrown in your lap, and you are uncertain what the job pays, a good response is: "My primary objective is to work for the XYZ Company; While money is important, it is a secondary consideration -- I am sure that I will be treated fairly."

If you were able to research the salary range, you can begin by saying, "I understand the industry is paying $00,000-$00,000 for this type of position. However, my primary objective is to work for the XYZ Corp."

Come to the interview prepared with five or six questions of your own to pitch so that you're sure to end up asking at least one or two since some of them may be asked by the interviewer

Understanding of 投資型保單

[投資型保單]也是[資產配置]的一環.效能考量,以[絕對報酬]來做目標.一般人所考慮的只是"基金淨值的變化",而當考慮則是投資成本(含資金與持有時間),以及最終的淨資產回收,這就是[輸入]與[輸出]的最佳化.
[投資型保單]的最大交易成本有三項:1初年度保費.2每個月的危險保費.3每個月的帳戶管理費.
-------------
http://www.moneydj.com/e/ytalk/zaof.asp?TitleID=4876
合計總繳保費 (A)、純投資金額 (B)、帳戶價值(C)
[實際獲利]=(C)-(A)= +78202
[投資獲利]=(C) -(B) = +93754
-------------

6M+ staring from 米糊

Hazel has tried 米糊 last weekend as she is six months old.
I bought small bottle of 米糊 to nanny this mornning.
Hopfullly , she would learn to eat more than to drink.
We might give her some juice next week.

永恆的價值-巴菲特傳 Of Permanent Value

http://www.algerco.net/T910805-%A5%C3%AB%ED%AA%BA%BB%F9%AD%C8.htm

Blanket for Sleep

Hazel like to sleep with this blanket.
Especially we cover her head with it.

French Dress (II)

Who is calling me?

It is fun to see what hazel would react when we call her name.
She just turns her head back and looks like saying ''what?".

What SOGO is having now?

Curious Hazel is also watching what is happening at the Sogo front door stage.
She likes to find and search somthing new in her world.
As nanny said, Hazel is a "curious" baby.

6 Months Old Health Check & Injection

Height : 70.5 cm (>97%)
Weight: 8.8 kgs (>90%)
Head: 43 cm (>75%)
Doctor said Hazel is cute and a tall baby not heavy.
We had her tried the 米糊 this Sunday. She learn swallow food and drool by eating from a safty spoon.

Sleepy - A Signal to Grow up?

Hazel yawns a lots even she just wakes up from a nap.
According to a article, baby boys grow faster than baby girls before 6 months old. After 6 months old, baby girls would grow faster then baby boys.
Hope this is a signal that hazel is going to grow up more from now on.

French Dress

Hazel is really not happy in wearing clothes. Looking forward to see her walking with dress. It should be waited after six months.

Make a Wry Face

Hazel drools more and more.

Somehow she learn to sip the water back and look so funny.

CYN at LuKong

New Year New Clothes~
Hazel slept a lots with us at LuKong. She still see grandma and aunt as strangers.

Aunt's Wedding

We rented a van to LuKong on 1/8/2006.